rentcard deposit guarantee in cooperation with R+V
With the R+V rental deposit guarantee you replace the classic cash deposit with a small monthly or annual fee. Your money stays free for moving, furniture, and everyday life, while your landlord gets full security.
- No 1–3 months rent locked away as deposit
- Immediate coverage through R+V insurance
- Fully digital and quick to set up
Calculate the fee for the required deposit. You can then book the deposit guarantee directly for your new flat.
Find out now how affordable your deposit guarantee can be
Use the calculator to work out your fee and sign up for the R+V deposit guarantee directly online.
What is a rental deposit guarantee?
A rental deposit guarantee replaces the classic cash deposit. You do not have to transfer a large sum. Instead, R+V issues you a digital guarantee certificate that your landlord can accept immediately.
If damages or rent arrears occur during the tenancy, R+V settles the amount with your landlord up to the agreed deposit limit. R+V then recovers the amount from you.
You stay liquid and face far less financial pressure when moving in.
Cash deposit vs. deposit guarantee
- You pay up to 3 months rent upfront
- Your money is blocked for the entire tenancy
- Getting it back can take a long time
- High financial burden at the start of the tenancy
- €0 upfront
- Just a small monthly or annual fee
- Digital R+V certificate accepted by landlords
- Your money stays free for moving, furniture, and living costs
How it works
Calculate your fee
Enter your deposit amount and instantly see your contribution.
Activate guarantee online
Fill in the online form and complete the guarantee directly.
Send certificate to landlord
Receive the digital guarantee certificate and send it to your landlord as official security.
Calculate your fee
Enter your deposit amount and instantly see your contribution.
Activate guarantee online
Fill in the online form and complete the guarantee directly.
Send certificate to landlord
Receive the digital guarantee certificate and send it to your landlord as official security.
Benefits for tenants and landlords
Benefits for you
- Keep up to three months rent in your pocket
- Less financial pressure when moving in
- Fully digital process with no waiting times
- Sign up anytime online
For landlords
- Same security as a cash deposit
- Instantly valid R+V guarantee certificate
- No deposit account to manage
- Simple and legally secure solution
Price examples
Costs depend on your deposit amount. Typical examples:
- Deposit €1,000 → €50 per year
- Deposit €1,800 → €84.60 per year
- Deposit €2,500 → €117.50 per year
Figures based on annual payment. You only pay the fee for as long as the guarantee is needed.
The contract ends after you move out and the landlord releases the guarantee.
See your exact fee in the calculator.
Calculate your fee now →Is the guarantee secure?
Yes. The R+V rental deposit guarantee is a legally recognised form of tenancy security in Germany. For landlords it offers the same protection as a cash deposit. The certificate is valid immediately and covers the full deposit amount.
This builds trust and simplifies the entire rental process.
Frequently asked questions
What exactly is a rental deposit guarantee?
It replaces the cash deposit. R+V guarantees up to the agreed deposit amount and issues your landlord a digital certificate.
Will my landlord accept the guarantee?
Yes. It is a legally recognised form of deposit security that is widely accepted by landlords. If a landlord declines, R+V offers a 30-day return policy so you can get a full refund.
What happens if there is damage or rent arrears?
The landlord reports the claim to R+V. R+V pays justified claims up to the deposit amount and then settles directly with you.
Can I cancel the guarantee?
Yes. Once your landlord releases the guarantee you can cancel at any time.
How much does it cost?
The fee depends on the deposit amount. See the exact price in the calculator.
What happens if damage or rent arrears occur during the tenancy?
R+V first settles the justified claims of the landlord up to the agreed deposit amount. R+V then recovers the paid amount from you. The guarantee replaces the deposited cash, but not your responsibility for costs incurred.
If you have further questions, feel free to reach us at support@rentcard.app anytime.
Ready to move in without a cash deposit?
- No large deposit to pay.
- Full security for your landlord.
- Fully digital and quick to apply.