Is rentcard trustworthy?
rentcard is a state-funded Munich tech company that places high value on data protection and compliance.
Yes, rentcard is trustworthy.
rentcard is a state-funded German company based in Munich, built by experienced FinTech entrepreneurs. All data is stored exclusively on EU servers, bank access is BaFin-regulated and PSD2-compliant, and the platform is GDPR-compliant by design.
- State-funded by the Free State of Bavaria
- BaFin-regulated bank access via finAPI (PSD2)
- Credit data via CRIF
- Data on EU servers only, GDPR-compliant
- Member of GPTI & Allianz für Cyber-Sicherheit
Who is behind rentcard?
rentcard was founded by a Munich-based team of experienced FinTech entrepreneurs who know the German rental market from personal experience. The company is headquartered in Munich and funded by the Bavarian State Ministry for Digital Affairs.
As a member of GPTI (German Platform for Technology and Innovation) and a member of the Allianz für Cyber-Sicherheit, rentcard meets the highest standards for data protection and technical security.
Funded by
Member of
Dr. Hendrik Braun
Serial fintech entrepreneur and qualified lawyer. Knows the rental market as both a landlord and tenant from personal experience.
Lukas Draheim
Builds the technology behind the platform, from the Open Banking integration to the verified application folder.
Simon Fakir
Responsible for the technical architecture and infrastructure of rentcard.
Dr. Florian Haagen
CEO of finAPI, Europe's leading Open Banking provider. Brings expertise in secure, regulated account data handling.
Officially registered company
rentcard GmbH is registered in the Munich Commercial Register (Handelsregister). The entry is publicly verifiable and gives you legal certainty about who you are dealing with.
Verify the entry yourself →Public entry at northdata.deLegal name
rentcard GmbH
Registration court
Amtsgericht München
Registration number
HRB 283986
Registered since
20 April 2023
Registered address
Leopoldstr. 169a, 80804 München
Share capital
€37,500
Managing Director
Hendrik Braun
How does rentcard verify your data?
rentcard verifies your data directly from real sources – your bank, your ID, and CRIF. No document can be forged, and every result is verifiable via QR code.
Identity Verification
Verified photo ID, GDPR-compliant extraction and digital stamp
Income Verification
Open Banking via finAPI, PSD2-regulated, direct bank connection without data storage
Rent History
24 months of payment history verified directly via Open Banking
Credit Report (CRIF)
Official CRIF credit report, verified negative entries only, verifiable by QR code
Self-Assessment
Digitally completed, verified, and verifiable by landlords via QR code
How secure is your data?
rentcard never sees your raw data – only the verified results. All connections are TLS-encrypted, all data stored in the EU.
TLS Encryption
All connections to rentcard are end-to-end TLS-encrypted. Your data is as secure in transit as it is in storage.
Verified Results Only
rentcard stores no raw data from your bank account, only the verified result, for example 'income confirmed'.
You decide who sees what
You choose which documents to share with each application. No landlord sees more than you have approved.
EU Servers, GDPR by Design
All data is stored exclusively on European servers. rentcard was built GDPR-compliant from the ground up.
Who does rentcard work with?
rentcard works exclusively with regulated German and European partners. No dubious third parties, no data sharing without your explicit consent.
Connected banks (selection)
Questions about rentcard's trustworthiness
Is rentcard trustworthy and legitimate?
Yes. rentcard is a state-funded German company based in Munich, a member of GPTI and the Allianz für Cyber-Sicherheit. Bank access is via finAPI, a BaFin-regulated Open Banking provider.
Who founded rentcard?
rentcard was founded by a Munich team: Dr. Hendrik Braun (CEO), Lukas Draheim (Product), Simon Fakir (Tech), and Dr. Florian Haagen (Senior Advisor, CEO of finAPI). The team built rentcard from first-hand experience with the rental market's problems.
How does rentcard protect my personal data?
All connections are TLS-encrypted. Data is stored exclusively on EU servers. rentcard stores no raw bank data – only verified results. You decide which documents to share with each application.
Is rentcard GDPR-compliant?
Yes. rentcard was built GDPR-compliant from the ground up. The company is a member of GPTI and the Allianz für Cyber-Sicherheit, and meets all EU data protection requirements.
Which banks does rentcard work with?
rentcard is connected via finAPI to over 3,000 German banks and savings banks, including Sparkasse, ING, DKB, Santander, UniCredit, and C24. Access is via PSD2, the European standard for secure Open Banking.
What is CRIF and why does rentcard use CRIF?
CRIF is one of Germany and Europe's leading credit bureaus. rentcard uses CRIF for official credit reports that contain only verified negative entries. No self-reported data, no forged documents.
Is rentcard state-approved or state-funded?
Yes. rentcard is funded by the Bavarian State Ministry for Digital Affairs and is a member of GPTI (German Platform for Technology and Innovation). This is an independent quality signal for technology companies.
What does rentcard cost and why?
The basic profile with self-assessment is free. The application folder costs €19.99, the CRIF credit report €17.99, and the bundle €29.99. Costs cover verification fees to external partners like CRIF and finAPI.